Gumroad
10% + $0.50 per transaction (no monthly fee)Creator-first platform with 10% flat fee and merchant of record status.
Why founders use Gumroad
The Good
The Bad
The Verdict
Gumroad is the simplest platform for indie creators and solo founders selling digital products and running membership subscriptions. With no monthly fees and a straightforward 10% transaction fee on direct sales (plus payment processor costs), Gumroad eliminates the complexity of setting up a payment infrastructure. As a merchant of record since 2025, it automatically handles global tax compliance (VAT, GST, sales tax), removing a major pain point for solo developers.\n\nThe platform includes built-in features like email marketing, affiliate tools, automated product delivery, and customer relationship management. While the 10% fee is higher than some alternatives, the all-in-one nature and merchant of record status justify it for founders who prioritize simplicity over absolute lowest fees. Best suited for creators with under $10K/month in revenue.