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Wave

Free / Optional add-ons ($15+/mo for Payments or Pro)
4.3/5

Completely free invoicing and accounting for solopreneurs with paid optional add-ons

Why founders use Wave

Unlimited invoices and estimates
Expense tracking with receipt scanning
Recurring invoicing
Customer management CRM
Bank connection and reconciliation
Multi-currency support
Payment reminders
Financial reports (P&L, balance sheet)

The Good

Completely free core invoicing and accounting
Unlimited invoices and expense tracking
Clean, intuitive interface
Bank account integration
Mobile app access included

The Bad

Limited advanced reporting compared to paid platforms
Payroll and payments require separate subscriptions
No inventory management
Limited automation rules

The Verdict

Wave proves that professional invoicing doesn't require a subscription. The platform's core invoicing and accounting features are genuinely free forever—no trial period, no upsell trap. You can send unlimited invoices, track expenses, manage customers, and reconcile bank transactions without paying a dime. Wave is ideal for freelancers, consultants, and service-based solopreneurs who want to avoid subscription bloat while handling straightforward invoicing workflows.\n\nThe free tier includes recurring invoices, payment reminders, multi-currency support, and mobile access. Wave monetizes through optional premium services (payroll, payment processing) but doesn't nickel-and-dime you for core features. For indie hackers bootstrapping on a tight budget, Wave eliminates a fixed cost line item and lets you scale payments as revenue grows.

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