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Stripe Billing

2.9% + 30¢ + 0.5% subscription fee (no platform fee)
4.4/5

Powerful subscription and usage-based billing for developers with strong Stripe integration

Why founders use Stripe Billing

Subscription management
Usage-based (metered) billing
Prorating and proration tracking
Dunning and failed payment recovery
Coupons and discounts
Revenue recognition
Webhook and API access
Test mode for development

The Good

Most flexible billing infrastructure
Cheapest per-transaction rates
Excellent API and developer tools
Supports complex pricing models
No platform fee (only payment processing)

The Bad

Requires engineering resources
No out-of-the-box UI or dashboards
Steep learning curve for non-developers
Additional fees for tax, fraud, etc.

The Verdict

Stripe Billing is the go-to for indie hackers with development resources who need sophisticated billing logic without jumping to a full SaaS platform. Built directly into the Stripe ecosystem, it handles recurring subscriptions, metered/usage-based pricing, and complex billing scenarios with raw developer power. The platform excels at flexibility—you can build virtually any billing model your product needs, from simple monthly subscriptions to hybrid per-seat + usage pricing.\n\nThe trade-off: you'll write more code than with point-and-click platforms. Stripe Billing has no user interface for managing subscriptions; you build it yourself or use Stripe's components. For indie developers comfortable with APIs and webhooks, this is feature-parity with enterprise platforms at a fraction of the cost. You pay only 2.9% + 30¢ per transaction, then add 0.5% for subscription billing—significantly cheaper than Lemon Squeezy if you have engineering bandwidth.

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