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Polar

4% + 40¢ per transaction (no hidden fees)
4.5/5

Developer-first Merchant of Record with open-source billing and 20% cheaper fees

Why founders use Polar

Subscription management
One-time and digital product sales
License key distribution
Usage-based billing
Global tax compliance
Customer portal
Webhook and API integration
Revenue analytics

The Good

20% cheaper transaction fees than competitors
Open-source core with transparent code
Excellent developer experience (TypeScript SDK, API)
Merchant of Record (full tax compliance)
Fast onboarding for approved sellers

The Bad

Smaller team and younger platform
Fewer built-in marketing tools vs Lemon Squeezy
Limited third-party integrations
+1.5% fee for international cards

The Verdict

Polar is a younger MoR platform specifically designed for technical founders and indie hackers who want simpler, cheaper payments without sacrificing control. Built on Stripe under the hood, Polar charges 4% + 40¢ per transaction—20% cheaper than Lemon Squeezy—while still handling all tax compliance, payments, and invoicing. The platform is open-source, giving you visibility into core billing logic and eliminating vendor lock-in concerns that plague traditional payment platforms.\n\nPolar shines for developers. You get a well-documented API, TypeScript SDK, and modern DX. The platform supports subscriptions, one-time products, usage-based billing, and license management. If you're a technical founder who values transparency, rapid iteration, and keeping more of your revenue, Polar delivers on all fronts. The community around Polar is particularly engaged and helpful.

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